Credit Wallet is a lending platform powered by Princeps Multipurpose Cooperative Society that uses data technology to facilitates credit facilities for salary earners in Nigeria. We do NOT collect collateral or stress you with documents or forms. We are the credit system on the go!
How long does it take to get Credit Wallet Loan?
We do NOT guarantee a time within which you will receive your cash in your account, but most customers complete the application and receive the money in their bank account within a few minutes.
How do i pay back my loan?
Click on the the paynow menu on both the website or mobile app
Who should I do to submit a comment, question or complaint?
Just send an email to firstname.lastname@example.org
What are the requirements?
Your payslip, bank statement and cheque for your salary account. Please note that Cheque is required if we are not in partnership with your employer
How do i qualify for CreditWallet Loan?
You must be at least 18 years of age; You must have a registered sim card in Nigeria you have been using for at least 3 months, a proven source of income
What happened if i fail to pay?
If you do not pay your loan within 30 days, your loan will default and a 15% default fee will be added to your loan. More importantly, there are several other consequences if your loan defaults:
1 ) Numbers in your call contact are notified that you have not paid your loan
2) Our loan recovery team will track you down to collect payment
3) You are reported to the credit bureaus which affects your ability to get a loan from any bank or money lenders
If I am having financial problems can I work out a payment plan or delay the due date?
If you are having financial problems and cannot pay your loan, please contact customer care by sending email to email@example.com to find a solution. It is much better for you to engage customer care before the loan due date.
Why is my BVN required?
We request your BVN as this is used to verify that the user applying for a Credit Wallet loan is the same as the owner of the provided bank account, to eradicate mulitple account and also to make sure the user is a Nigerian and Above 18 Years