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Take control with our 
stress free loans

Get up to N500,000 in 24 hours.

We provide loans to salary earners in Nigeria.
Need Help? Call 07085698828

Our simple process

Stress Free Application

At Credit Wallet we are determined to make financial loans accessible to those who need it most. Traditional methods of getting loans involves queuing at banks and completeing lenghty application forms.We take away that stress.

You can apply for a Credit Wallet loan from the comfort of your own home, anytime of the day. Click the APPLY NOW button anywhere on this website to start your apllication.

Quick and Fair Assessment

We innovative technology to assess your ability to repay your loan. Partnering with Credit Bureaus and your employer, we are able to quickly and fairly assess your financial position. This enables us take responsible lending decisions, preventing our customers from taking loans they cannot afford. 

Money Disbursed in 2 hours

When you accept our 'Credit Offer" with terms and conditions, we will automatically disburse the agreed funds into your account. This is a very quick process and in most cases you will recieve the money in your nominated bank account within 2 hours.

What Our Customers Say

“I didn’t believe it at first. It was like a joke when I got the alert of the loan hitting my bank account. This is incredible. Thank you!”

Frnacis O

“What you people are doing is beyond belief. Wow!”

Kehinde A

“This is really stress free loan
from start to finish……I will come back again if I need your assistance”

Mohammed D

“Thank you! You helped me pay my daughters school fees. It is good to finally have access to loans"

Funmi O

“Ooshey gan, o ma da fun e”

which in English means:

“Thank you very much, it shall be well with you!”

Remi K

"I have been looking for this kind of service for a long time. You have helped me in my time of great need. God bless."

Chinedu U

Frequently Asked Questions

Who is Credit Wallet? Which bank are you affiliated with?

Credit Wallet is licensed lender based in Lagos, Nigeria. We are determined to make financial credit accessible to those who need it most. Today we are doing so by offering loans to hundreds of salary earners in Nigeria.

We are not affiliated with any bank.

Who qualies for a Credit Wallet loan?

You qualify for a Credit Wallet loan if you work for the Federal Government of Nigeria, or your employer is part of the Remita Payroll & HR platform.

How do I apply for a loan?

Simply click on the 'Apply Now' button anywhere on this website and you will be redirected to the loan application portal where you can begin your loan application.

Complete the application form with all the correct details and we'll take care of the rest!

I need help with my application. Who can I talk to?

Please call our customer success team on 0708 569 8828 or send an email to

What happens if I miss one or more monthly repayments?

It is very important you make your loan repayments on time as agreed in the 'Credit Offer'. Failing to do so could negatively affect your Credit Score which makes it difficult for you to get future loans from us or any other financial institution.

There is also a monthly penalty charge of up to 20% for each missed payment.

Click the button for more Frequently Asked Questions. 

Contact Us


Pentagon Plaza
23 Opebi Road, Ikeja.
Lagos, Nigeria.

Credit Wallet is a trademark of Princeps Credit Systems Limited which a licensed lender registered in Lagos, Nigeria.
© Copyright 2019 Credit Wallet - All Rights Reserved.